Dave Ramsey Debt To Income Ratio Mortgage

We have been programmed with a belief that if you’ve got a fantastic life and you die, you get an opportunity to go to heaven, which is exactly what the create heaven is. Anyone’s individual thing. I spoke to you, you give me your definition of heaven. You listen to my respect and listen, somebody else are all different. All of us are creative vision. So heaven is a creative place and I go, so what’s relevant. I go, after I began to understand and stuff, first of all, I never believed in spirituality, but the science show using quantum physics and epigenetics, that we are a field, an energy field playing through this body. What I learned through this as first of all, there, there is no such thing as death of who we are, there’s departure of the body, but the body is just like a virtual reality soup an energy field that’s different for each one of us is functioning within this body.

My, uh, self receptors on my mobile switch distinguished me as being different from you respond to a unique environmental signal, then yourself receptors. So each of us is receiving like a broadcast that’s running. This biology consciousness is conducting the biology consciousness. Isn’t physical, it is an energy. And I go, why is it relevant? Because the answer was this. The belief that in case you do really well and you persevere, and when you die, you are going to go to this place called heaven. And I go consider this, that we were born into heaven, that we came here to create. That is what we’re doing. And I say, when we’re creating it right, heaven on earth this year once we’re developing a wrong battle is here. And all of a sudden, I say, oh my God, don’t wait until you perish. That you are going to go to heaven.

You are this to set. This is where you came to create. What do you need to create? Love Corona IRAs. You may make a thing you want. This is creation place. But if you do not know that your creations are being controlled, then we become a victim of a world out of control. And we were the founders we gave into other people’s beliefs. And then we now are creating not with our fantasies and desires. We are creating with the app. Where’s the app taking us right now. The solution is fear. Shut down. Loss of community breakdown of the system. I go, we could learn or not, that is it. Take your power back. You’re beyond, uh, power power-wise beyond any virus that ever existed. You’re extremely powerful.

Each human. This is a truth. The mind of a child under seven is in a lower vibrational frequency. When you put wires on a individual’s mind, you read electroencephalograph reading brain activity. A child below seven includes a lower vibration than understanding. It’s called feta. Feta is imagination. Oh, that’s how kids play a tea party with mud pies. But to them, it’s a real thing. A kid rides, a broom, it’s a horse it’s that is theta imagination. And the idea is this, before you can become aware, if you don’t have any programs, what are you going to be aware of? So nature makes the initial seven decades, how, what kind of programs are expected to live on this planet? I say, how do you get them? You just watch your, watch your parents, your view, your siblings and your neighborhood, because you have to learn how many hundred thousand rules think about it.

Just to be a functional member of a family and a functional member of a community. I teach a baby, these rules. I say, you don’t have to seven years that observant and just download it. Look, this is not new. I mean, there is the famous book, rich dad, poor dad, and essentially said, you come from a poor family and you are able to struggle your entire life and attempt to get rich, but you are not going to make it. And if you come from a rich family, it might be stupid your entire life and make it not because it was thinking, but it had been unconscious behavior that was downloaded from wealthy families into kids, which can be unconscious. So they are, they are making the right moves unconsciously. If they engage their conscious mind and they seem stupid, but it’s unconscious. And that’s the same thing with poor people, poor people have beliefs from the household, oh, you can not make it.
Life’s a struggle.

Things are hard. And if that’s the plan, you receive the 95 percent of the day, you’ll sabotage yourself. And that is why poor people stay poor. And rich folks stay rich because the programming 95 percent of our life, this is a simple fact comes from these programs in the subconscious each day, only about 5 percent of their life. Are you currently using conscious, which is creative 5 percent. So your life has been lived, even though you believe you are living your life. Exactly. And you do not see it called subconscious below conscious and the Jesuits for 400 years, they had been boasts and people didn’t understand. They say, give me a child until it’s seven. And I will show you the man they’ve been saying that for 400 years. Cause they knew seven years was the program period and 95% of your life after that will be anything that program is.

Your life is a printout of your subconscious behaviour. Oh, so you don’t have to try and think about what happened. The things you like that come into your life, come in because you have a program that supports them. But anything you struggle with work difficult at put a lot of effort into making it happen. Why you’re working so hard. Inevitably you’ve got a program that does not support that conclusion and you are trying to override the program. So, uh, you do not have to do a lot of shrink and psychology stuff. You just look at your life and say, where am I fighting? Because wherever you are struggling, inevitably is a program in your subconscious that does not support that destination. You’ve been looking for. The conscious mind is creative and can learn in numerous ways. Read a self-help book, go to a lecture, listen to the program and aware, mind’s going to get some awareness.
And I go, yeah, but subconscious mind does not learn that way. Does not subconscious mind learns in two basic ways, obviously hypnosis, which is the first seven years. And after age seven, how can you put new programs in repetition clinic? You want to drive a vehicle? You did not loan. Discover how by simply getting into the chair and place the key in. You had to practice driving the vehicle. You need to learn, uh, the alphabet. How many times did you go from a to Zed? Uh, you know, try to visit, is that until you can complete it, once you finished it, you did not need to go back and do it again. So two phases you want to train the subconscious mind hypnosis, uh, repetition. That’s bandied about called fake it until you make it.
Meaning.

If you’re not a happy person, I say you are interested in being a happy person. Then repeat all of the time. I’m happy. I say, well, you don’t look happy or anything. He said, no, I w who am I talking to by repetition? I’m talking to subconscious. If subconscious gets, I’m happy and 95% of your life comes from that. Subconscious. There will be a point when the subconscious got, I’m happy. You didn’t need to say it again. It will be automatic. And that’s why we see people do affirmations and gratitude journals and stuff. Because if you do that daily, it’s repetitive. But that’s the that’s. The secret part is putting a sticky note on the fridge is more like a suggestion, but it is not a repetition. Therefore it doesn’t work very well. However, you must do repetition is a, it’s a habit it’s making habit. So you have got to do something religiously in the sense of replicating it, repeating it, repeating it to make it work.

If you don’t like the plan, you do not like the way it’s turning out. Well, then you can re-program it. And you could find the things you want. The film, the matrix isn’t science fiction. It’s a documentary. This is the entire story of the matrix matrix. You’ve been programmed. We can have a red pill and escape the program. Okay? Falling in love is the equivalent of taking the red pill. Biologically scientists have studied what is called mind wandering. I said, what’s mind wondering? I said, well, your conscious mind could be focused on a job or your conscious mind could go off into a, you know, think about things. Okay? Uh, and the relevance about that is when the conscious mind is staying in the front, you are a complete control, fantasies, wants, what you want, conscious thoughts, creative you’re in control. However, the moment your conscious mind takes off into a thought or begins thinking or whatever happening.
Uh, it lets go the wheel, the autopilot takes over.

Okay. So the idea is that, if your mind is drifting, then you’re being run by the subconscious. Uh, and it turns out this is very negative when your mind is straight forward and consciousness, you’re, uh, you are controlling the vehicle. Look, you’ve been looking for this partner, your entire life. There are now in front of your face. This is not the time to go thinking about, I think it’s designed to be, oh, look what I got right here in front of me. And I say, well, think about it this way. Your life could suck daily, every day, daily, every day. And then you meet this person in 24 hours later.

It’s heaven on earth, four hours later. Oh my God. I am so in love. You know, even the job’s not so bad anymore in the food tastes good. And the music is so much better and love and love and enjoy. I go, what the heck happened? You had all this negative, negative. And then in one day, you have this paradise on earth. And the answer was, it was taking the red pill. That’s what falling in love is at that moment, you stop playing the program. Now you’re operating from conscious mind, which is creative, which by definition is fantasies and desires. What the hell do you want from your life? If you answer that question, it is a creative answer. And by definition, it’s conscious. So that your wishes and desires are in your conscious mind and a normal person’s life. 5 percent of the day, you’re moving toward that.

95 percent of your playing with the program. It was actually 90%, I believe is the number 90 percent from conscious mind, 90% of the day, you are now operating from creative fantasies and wants like, oh look, I said, your life sucked all the way up. And 24 hours of operating on fantasies and desires and not playing the program, turned earth into paradise for you at that moment. And then you go, well, how come the honeymoon does not last I go, because inevitably, you still need to think about things, your job, your chores, your requirement’s what would you have to do. And at some point, when you start thinking, then the conscious mind is closed off. And guess what shows up all those behaviours in the subconscious mind that were negative 70% and your partner, remember your spouse and you fall in love, same time.
Both of you working from conscious mind with wishes and desires. And all of a sudden you start believing, and then this behavior shows up.

That was your mother, your father, or whatever thing you learned. And your partner’s like, where the hell did that come from? Who are you? It was like, where did this come from? I haven’t, you know, we’ve been in his honeymoon. I have never seen that behaviour. If you want to play that behavior on the first date, perhaps we wouldn’t have another day, but now it shows up. And I say, why did it show up? Because I stopped being mindful. Okay. So how do you teach people to maintain the honeymoon alive is to change the subconscious program. And it’s easy for reason, reasoning, a straightforward conscious mind wishes and needs, subconscious mind program. Well, what if you took the fantasies and wants and made those programs, then guess what?

You do not even have to think about it. You may automatically 95% of the day be playing behaviors to manifest Joe’s wishes and desires. So reprogramming the subconscious with wishes and desires means that you don’t even have to consider it. So once you fall in love, the cocktail of chemicals coming out of your brain are things that improve your vitality, your life make you fitter, happier, and joy. I go the identical person. If they open their eyes and see something which scares them, none of those love chemicals are going to come out of the brain. At the moment, stress, hormones and inflammatory agents will be released by the brain. All of a sudden, I said, well, did you alter the chemical makeup, the culture medium. I go, yeah. Result the composition of the culture. Medium control the fate of these cells, the composition of your blood controls, the fate of your cells, the composition of blood, based on the picture in your mind, change the image you alter the chemistry.

Virtually everybody has the exact fantasies and wants to be in love, to be joyful, to be healthy, to be calm. That’s a standard wishing desire of everybody. And if we all lived with those wishes and desires, this planet would change overnight. We’d have harmony. We would have peace. We’d have nature a community environment, but until we change people subconscious programs and we become victims of the program rather than creators of our own life. And when this is understood and people can say, wait, I have a choice. I say, you do. You may play the programs you’re playing, or you can rewrite those apps and take power back. And that is our destination.

And science is revealing a completely different understanding of who we are. We’ve been programmed to be victims and yet science and quantum physics and the new science of epigenetics, especially show that we’re not victims, but we are creators. That would be our way of life. And in this respect, while I talk about this a lot, there is a notion that pictures present a thousand words and a cartoon actually represents millions of words. And that’s why I’m so excited and in gratitude to afterschool, because afterschool has taken the complexity of the words and made it at the simplicity of the pictures. And that’s how we can learn more knowledge, more energy.